EN 
MS 
Personal Loan
Personal loans provide individuals with access to funds for various purposes, such as consolidating debt, covering unexpected expenses, or financing major purchases. Unlike other types of loans that may be secured by collateral, personal loans are typically unsecured, meaning they don’t require any collateral to be pledged. This makes them a flexible option for borrowers who may not have assets to put up as security.
One of the key benefits of personal loans is their versatility. Borrowers can use the funds for almost any purpose, whether it’s paying off credit card debt, covering medical bills, or funding home improvements. Additionally, personal loans often have fixed interest rates and monthly payments, making it easier for borrowers to budget and plan for repayment.
Why choose Pinjaman Community
Application Process
Make an application
Loan applications are done online in 3 easy steps, completed in 1 minute.
Wait for the respond
Once the application is received, loan approvals can be as quick as 30 minutes so stand by your phone!
Collect payment
No hidden fees! Approval within 60 minutes with instant cash disbursement in our office!
Frequently Asked Questions.
- Age requirement: At least 18 years old to qualify for a personal loan in Malaysia.
- At Pinjaman Community , you are qualified for a personal loan based on employment status and income proofs, rather than strict income requirements.
- Copy of Malaysian ID card.
- Latest 3 months of salary slips.
- Latest 3 months of bank statements.
- Utility bills: electricity, water, etc.
Our interest rates are capped by the Money Lenders Act 1951. The actual rates vary depending on the loan amount and profile of the borrower.
You can choose a payment method that is most convenient for you.Duit Now,JomPay,Direct debit or Cash.